We have access to many different insurance policies and, because we deal with a range of insurance companies directly, we sometimes have access to policies that are not available to most consumers.
Because the general insurance industry offers so many options, it can be quite difficult to choose the right policy.
Some insurance policies can be complicated, and RandPro can help you understand the details of a policy and also work out what level of cover you need so that you can make sure you are properly protected.
Depending on the type of advice we may provide, we may be required to provide that advice, in addition to other information, in a document called a Statement of Advice (SoA).
RandPro can often find you a good deal on insurance because we have a thorough understanding of the insurance market and can negotiate premiums on your behalf.
We will explain your policy to you and advise you if there are any special situations you need to know about.
We can prepare a customized insurance and risk management program for you or your business, where we design the policies, negotiate the terms with insurance companies and place the cover with the insurer.
By including a risk management program, which puts some of the responsibility for risk prevention and loss minimisation on you or your business, you can reduce premium costs.
If you need to make a claim on your policy, we will assist you through the process and will liaise with the insurer on your behalf.