Heavy Haulage insurance

Benefits

We offer a wide range of products that have been specifically designed to cover your fleet of trucks and trailers, as well as goods in transit.

We also offer cross border cover with regards to trucks, trailers and goods in transit up to the DRC.

Import and export of goods can also be arranged.

Car insurance

Most types of vehicles can be covered from the smallest to the biggest and most expensive, on a motor alone policy or a combined policy. Motor cycles as well as caravans can also be insured.

Different vehicle insurance cover options:

Comprehensive: Old Mutual’s Comprehensive Car Insurance option protects you againts loss or damage in either a road accident or natural disaster.

• Cover against road accident damage or loss.
• Cover against attempted or actual vehicle theft or hijacking.
• Cover against damage to your vehicle as a result of fire, theft or natural disaster (e.g. stroms and floods).
• Cover for third party claims against you, should you ever be legally liable for damage to a vehicle, injury to another person or damage to third party property.
• Road Emergency Services.
• Optional car hire cover.
• Optional credit shortfall cover.

*Terms and Conditions apply.

Limited: (Fire and Theft) Covers accidental loss of damage to a vehicle, including third party liability – only if the loss or damage is as a result of fire, lighting, explosion, theft or attempted theft.

Third Party: This will cover the amount for which you are legally liable to a third party if the liability relates to the vehicle.

Personal insurance

Benefits

It’s about knowing that you’re protected against life’s unforeseen surprises. It’s about you and your family being able to enjoy all the valuable possessions you have acquired, while feeling safe in the knowledge that these items can be repaired or replaced if necessary.

Different personal insurance cover options:

• Buildings
• Contents
• All Risks
• Personal Legal Liability
• Watercraft

Commercial insurance

Benefits

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Contractor insurance

Benefits

Independent contractors are well known in the construction industry and provide a valuable and varied service to the industry. However, independence comes with risks and, as a contractor, you need to protect yourself against any damages that may occur on the construction site or at your office by taking out specific contractors’ business insurance.

Through our range of insurance providers we can offer you a fully comprehensive range of engineering insurance products, machinery breakdown, contractors all risks, plant all risks, electronic equipment.

Cyber insurance

Benefits

As increasingly more assets come to reside in the digital world, businesses are forced to find ways to mitigate the risks created by this new and complex digital landscape. Cyber criminals are not only growing in terms of sophistication, but also organisation.

Tightening information security only goes so far, and in the face of an inevitable cyberattack, savvy business owners need to contain the possible impact on the business.

Liability insurance

Benefits

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

• Professional Indemnity. Loss or damage caused by incorrect advice.
• Product Liability. Damages or liability caused by any product in connection with the business.
• Public Liability. Damages which the insured shall become legally liable to pay consequent upon injury or damage which occurs. In the course of or in connection with business within the territorial limits and on or after the retroactive date shown in the schedule, and which results in a claim or claims first being made against the insured in writing during the period of insurance.