Is this calculator a final quote?

No. Get an indicative estimate and request a broker review. A Rand-Pro broker will source formal quotations from insurers based on your full risk profile. Cover is subject to underwriting.

Motor calculator

Car Insurance Premium Calculator for South Africa

Get an indicative monthly and annual premium estimate based on vehicle, driver, use, security and cover choices — then request a broker review for a formal quote.

1Your details
2Your estimate
3Get a quote

Tell us about your vehicle

Your vehicle

Use current market value — not the finance settlement amount.

Vehicle value (R) *

Vehicle age (years) *

Brand *

Vehicle type *

Colour (optional)

Collected for broker placement — does not change this estimate.

Model

Optional — e.g. Corolla 1.8 — helps your broker.

Cover type *

Driver & risk

Use, mileage, parking and security typically move premiums more than paint colour.

Main driver age *

Years licensed *

Area of use *

Primary use *

Annual mileage *

Overnight parking *

Security *

Excess assumption *

Lower excess usually means a higher premium.

Claims history (last 3 years) *

Drivers under 25 on the policy? *

NCB years (unverified) *

Indicative only — not credited until a broker verifies the certificate.

Finance shortfall interest? *

Loading proxy — not a GAP product quote.

Get an indicative estimate and request a broker review. This is not a final premium, quotation or contract of insurance — cover is subject to underwriting and FAIS advice.

Frequently asked

Select a question to reveal the answer.

Vehicle value, brand and type, driver age and licence experience, cover type, area of use, annual mileage, overnight parking, security, excess assumption and claims history all influence the indicative premium.