Rand-Pro Insurance Brokers

Home calculator

Home Insurance Calculator for South Africa

Estimate rebuild and contents sum insured, plus an indicative monthly and annual premium — then request a broker review with current construction and replacement costs.

  1. 1Your details
  2. 2Your estimate
  3. 3Get a quote

Tell us about your property

Property details

Sum insured is based on rebuild cost — not market value or purchase price.

Total floor area of the main dwelling.

Broker context — applies a small coarse area band only.

Additional structures

Add replacement values for structures not included in the main dwelling footprint.

Contents cover

Enter general contents excluding jewellery, art and collections — list those separately.

Exclude high-value items listed in the next field.

Jewellery, art, collections — usually need separate listing.

Get an indicative estimate and request a broker review. This is not a final premium, quotation or contract of insurance — cover is subject to underwriting and FAIS advice.

Frequently asked

Select a question to reveal the answer.

Insure household contents for the full replacement cost of furniture, electronics, clothing, appliances and personal items. Exclude jewellery, art and collections from that total and list them separately as high-value items.