Why use a specialist broker for truck insurance?

Fleet and cargo risks vary by route, cargo type and contract terms. A broker negotiates tailored terms, cross-border extensions and claims support across insurers.

Is this calculator a final premium?

No. Get an indicative estimate and request a broker review. Heavy haulage programmes are placed after underwriters assess fleet, cargo and territorial risk.

Fleet calculator

Heavy Haulage Insurance Calculator for South Africa

Get an indicative annual estimate for truck fleet and goods-in-transit programmes, then request a specialist broker review for South African logistics operators.

1Your details
2Your estimate
3Get a quote

Tell us about your fleet

Programme

Choose fleet + GIT or goods-in-transit only.

Programme scope *

Your fleet

Average insured value per truck — own damage and theft cover.

Number of trucks *

Average truck value (R) *

Replacement value per unit, not book value.

Cargo & operations

Goods-in-transit, liability limits and territory shape programme cost.

Cargo type *

Annual cargo value (R) *

Cargo limit per load (R) *

Maximum declared value on a typical load.

Third-party liability limit *

Primary distance *

Operating territory *

Claims history (last 3 years) *

Formal safety / driver programme? *

Documented hazardous-goods controls in place? *

Relevant mainly for hazardous cargo; ignored for general goods.

Get an indicative estimate and request a broker review. This is not a final premium, quotation or contract of insurance — cover is subject to underwriting and FAIS advice.

Frequently asked

Select a question to reveal the answer.

Heavy haulage programmes typically combine truck fleet cover, goods-in-transit, third-party liability and related logistics exposures. Exact sections depend on routes, cargo and contracts.