Transport insurance
Goods-in-Transit Insurance South Africa
Cargo and transit cover for South African hauliers and traders — limits, cargo types and routes structured to match how you move freight.
Goods-in-transit (GIT) protects cargo while it moves — and sometimes while it is loaded, unloaded or temporarily held, depending on the wording. Vehicle cover alone does not automatically replace the value of the load.
South African GIT programmes vary by cargo type (general merchandise, refrigerated, high-value, hazardous), annual or per-load limits, geographical scope and security requirements. Small wording differences matter at claim time.
Rand-Pro helps hauliers and traders set realistic limits against contracts, understand common exclusions, and align GIT with truck or fleet cover so you are not under-insured on freight.
What we help structure
- Cargo and transit limit structuring
- Own-goods and carrier / haulage exposures
- Route and territory considerations
- Alignment with HCV / fleet motor cover
- Claims documentation support after a transit loss
Part of our transport insurance cluster and heavy haulage service.
Frequently asked
Common questions about goods in transit — select one to reveal the answer.
Usually not automatically. Motor sections protect the vehicle; GIT is separate cover (or a dedicated section) for the cargo. Confirm both when you renew.
Need a transport review?
Speak to a broker — no obligation. We will come back with options within one working day.